Every business day, over 1,900 mortgage foreclosures generate millions in unclaimed funds—and shockingly, 75% of that money is never recovered simply because former homeowners don’t know it exists.
Since becoming a licensed attorney in 1995, Bob Diamond has become the nation’s leading legal authority on real estate overages. His unique combination of legal expertise and real estate knowledge has helped countless individuals recover thousands of dollars they never knew they were owed. But his insights go far beyond overages—he reveals what most agents won’t tell you about buying a home.
The price you see online is only part of the story. Bob Diamond teaches buyers to look at deeper factors like zoning laws, which significantly impact a property’s potential and value. Commercial zoning, for instance, often increases property worth because it allows income-generating use.
Understanding the difference between market value (what a buyer is willing to pay) and assessed value (used for property tax purposes) is crucial. The assessed value is usually only 80–90% of the actual market value—an important insight for smart purchasing decisions.
Many buyers miss out on huge savings simply because they don’t know about lesser-known financing programs. Bob highlights options like:
And for public servants, the Good Neighbor Next Door Program offers HUD homes at a 50% discount for teachers, police officers, and firefighters—helping them live affordably within the communities they serve.
Bob Diamond emphasizes that legal protection is just as important as a good deal. It starts with: